Frequently Asked Questions (FAQs)
General Information
Easycash is a financial service that provides fast and convenient cash solutions to qualified applicants in the Philippines.
Yes. Easycash operates in compliance with applicable Philippine laws and regulations.
Eligible applicants are Filipino citizens who meet the minimum age, income, and identification requirements.
Application & Eligibility
Applicants must:
- Be at least 18 years old
- Be a Filipino citizen or resident
- Have a valid government-issued ID
- Have a stable source of income
No. Easycash loans are unsecured and do not require collateral.
Yes. Self-employed individuals and freelancers may apply, subject to income verification.
Yes, as long as you meet Easycash’s eligibility requirements.
Loan Application Process
You can apply online through our website by completing the application form and submitting the required documents.
Loan approval may take as fast as a few minutes to within 24 hours, depending on verification.
No. You can complete your application online. If you prefer face-to-face assistance, you’re welcome to visit our office.
Typically:
- Valid government-issued ID
- Proof of income (payslip, bank statement, or equivalent)
- Active mobile number and email address
Loan Amounts & Terms
Loan amounts vary depending on your eligibility and credit assessment.
Loan terms may range from short-term to longer repayment periods, depending on the product offered.
Yes, available repayment options will be presented upon approval.
Interest, Fees & Charges
Interest rates vary based on the loan amount, term, and applicant profile. Full details are disclosed before loan confirmation.
No. All fees and charges are clearly explained before you accept the loan.
Processing fees, if applicable, will be disclosed during the application process.
Disbursement
Approved loans are disbursed via bank transfer, e-wallet, or other supported channels.
Disbursement is typically completed within 24 hours after approval.
Repayment
Repayment can be made through supported payment channels such as:
- Bank transfer
- Authorized payment partners
Yes. Early repayment may be allowed. Please check if any prepayment fees apply.
Late payments may incur penalties and could affect your credit standing. We encourage contacting Easycash immediately if you anticipate payment issues.
Account & Privacy
Yes. Easycash follows strict data privacy and security standards to protect your personal information.
Your data will only be shared when necessary and in accordance with our Privacy Policy.
Customer Support
You may contact us via:
- Phone
- Website contact form
(Details available on the Contact Us page.)
Customer support hours are listed on our website.
Technical & Website Concerns
Please ensure all required fields are completed and documents are clear. If issues persist, contact customer support.
Yes. Please contact customer support for assistance.
Compliance & Transparency
Yes. Easycash is committed to transparent, fair, and responsible lending.
Verification may be conducted when necessary and in accordance with our policies.